Financial clarity, without the fine print

Debt Negotiation brings loans, insurance, payments, investments, warranty plans and debt relief into one place — explained plainly, priced honestly, and built around your actual goals.

6
Product categories under one roof
40+
Individual plans and products
2026
The year Debt Negotiation opened
1:1
Advisor support on every account
Advisor reviewing financial documents with a client
Founded 2026
Built from the start to put every rate and fee in plain view.

About Debt Negotiation

One address for every money decision

Most people end up managing money across a dozen disconnected apps and institutions — a loan here, insurance there, a scattered set of investments nobody has reviewed in years. Debt Negotiation was built to close that gap.

We hold direct relationships across lending, insurance, payments, investing, warranty coverage and debt relief, so a single advisor can look at your full picture instead of one product in isolation.

  • Transparent pricing.Every rate shown is the rate you're offered — no teaser terms.
  • Independent guidance.We compare across categories, not just within one product line.
  • Plain-language contracts.Terms are written to be read once, not decoded.
STEP ONE

Assess

We map income, obligations and goals against every category we offer, so recommendations start from your full picture, not a single product.

STEP TWO

Plan

You get a short list of real options with rates, terms and trade-offs laid out side by side — and time to ask questions before deciding anything.

STEP THREE

Act

Once you choose, your advisor handles the paperwork and stays assigned to the account, so questions later go to someone who already knows your file.

What we offer

Six categories, one advisor

Browse by category below. Every figure shown is the current rate or price for that product — select one to start an application with your advisor.

Client activity

Where clients allocate attention

A simple look at which category clients open most often when they start a new plan with Debt Negotiation.

Loans
28%
Insurance
24%
Investments
19%
Payments
14%
Debt Relief
9%
Warranty Plans
6%

Figures are illustrative and shown for demonstration purposes.

Get in touch

Start a conversation

Reach out with a question about any category, or request a plan built around your goals. A member of the team replies within one business day.

OFFICE
136 Madison Avenue
New York City, NY 10016
HOURS
Monday – Friday, 9:00 AM – 6:00 PM ET

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